New York, NY Short-Term Rental ROI Calculator
Analyze your Airbnb investment with live New York market data. Pre-populated with real ADR, occupancy, and revenue benchmarks.
Investor Quick Take
Strengths
- Solid occupancy — 62% market average
- Premium ADR — $287/night average
- Low seasonality — consistent year-round income
- High revenue potential — $65K+ avg/yr
Risks
- Heavily regulated market — permits required, zone restrictions
- High acquisition cost — median home $1.1M
Solid Market
Based on ADR, occupancy, and supply metrics
New York properties generate above-average revenue with $65K in annual income potential.
We've pre-populated this calculator with New York's market averages. Adjust the values to match your specific property.
New York Short-Term Rental Market Overview
New York draws consistent STR demand from business travelers, event tourism, and weekend visitors. As New York's global financial and cultural center, the city generates year-round occupancy that insulates investors from the seasonal volatility common in resort markets.
The average STR in New York generates approximately $64,900 in annual revenue, with an average daily rate of $287 and a 62% occupancy rate across the year. These metrics position New York among the higher-performing US STR markets — particularly attractive to investors seeking consistent year-round cash flow.
Active listings in New York declined by 8% year-over-year, currently sitting at approximately 11,200 active STR units. Declining supply can signal market correction or regulatory pressure — either way, remaining operators often see improved occupancy as competition thins. Investors should track supply trends quarterly using tools like AirDNA or Rabbu before committing capital.
Key considerations for New York investors: regulatory risk is rated high — New York has active regulation, permit requirements, or zoning restrictions that limit STR operations. Verify current rules with the city before purchasing. Property management costs, cleaning turnover for short stays, and platform fee optimization are the primary levers operators use to improve net margin in this market.
Market Metrics
New York Airbnb Revenue by Property Size
| Property Size | Avg ADR | Avg Occupancy | Avg Annual Revenue | Est. Cap Rate Range |
|---|---|---|---|---|
| Studio | $158 | 62% | $36K | 1.5–2.0% |
| 1BR | $218 | 62% | $49K | 2.0–2.7% |
| 2BR | $316 | 62% | $75K | 3.0–4.1% |
| 3BR | $416 | 62% | $101K | 4.1–5.5% |
| 4BR+ | $574 | 62% | $136K | 5.5–7.5% |
New York STR Revenue Calendar
Seasonal Insight: Peak season runs October, April, and May. Expect up to 15% higher revenue during peak months. Plan for January and December as your slowest period — approximately 20% below the annual average.
Is New York a Good Market for Short-Term Rentals?
Why investors choose New York
- ✓High revenue ceiling: top-performing properties average $91K+ annually
- ✓Strong occupancy: 62% market average leaves limited dead inventory risk
- ✓Year-round demand: New York's diverse visitor base prevents the seasonal cliffs common in resort markets
- ✓Stable supply: flat or declining listing growth limits competitive pressure on occupancy
Key risks to consider
- !Regulatory risk: New York has active STR restrictions — permits, zoning, or operational limits may constrain your strategy
- !High acquisition cost: median home values make achieving target cash-on-cash returns challenging without creative financing
New York STR Regulatory Overview
HighNew York City enacted Local Law 18 (2023), one of the most restrictive STR regulations in the US. Entire-unit rentals of fewer than 30 days are effectively banned unless the host is present and guests have free access to all rooms.
Key Requirements
- ·Host must be present during all rentals
- ·Maximum of 2 guests
- ·No locked private rooms
- ·Registration required ($145 fee)
- ·Significant fines for violations ($1,000–$5,000 per violation)
Source: NYC Mayor's Office of Special Enforcement · Last verified: 2026-01. Regulations change frequently — always verify current requirements with local authorities before investing.
Compare New York to Similar Markets
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| Metric | New York | Boston | Cape Cod | Portland |
|---|---|---|---|---|
| ADR | $287 | $231 | $312 | $198 |
| Occupancy | 62% | 60% | 52% | 54% |
| Avg Revenue | $65K | $51K | $59K | $39K |
| Median Home Value | $1.1M | $785K | $685K | $545K |
| Regulatory Risk | High | Moderate | Low | Moderate |
New York Short-Term Rental FAQs
Is New York a good market for short-term rentals?+
New York, NY is one of the stronger US STR markets. With an average daily rate of $287 and 62% occupancy, the average listing earns approximately $64,900 per year. Market performance varies significantly by property type, location within the city, and management quality — this calculator helps you model your specific scenario.
What is the average Airbnb income in New York?+
The average STR listing in New York generates approximately $64,900 in gross annual revenue at a $287 average daily rate and 62% occupancy. Top-performing listings with premium amenities, strong reviews, and professional management can earn 30–50% above the market average. After platform fees (3–5%), cleaning costs, and other expenses, net revenue typically ranges 60–75% of gross.
What occupancy rate can I expect for an Airbnb in New York?+
The market-average occupancy in New York is approximately 62%. New listings typically underperform the market average for the first 3–6 months while accumulating reviews. Properties with professional photography, competitive pricing, and consistently high ratings can reach 74–80% occupancy. This market is relatively consistent year-round — consistent occupancy is achievable year-round with good pricing strategy.
What are the STR regulations in New York?+
Regulatory risk in New York is rated High. New York has enacted significant STR restrictions. Investors must research current zoning, permit requirements, and any owner-occupancy rules before purchasing. Violations can result in substantial fines. Regulations change frequently; always confirm current rules with local authorities.
What type of property performs best as an Airbnb in New York?+
In New York, the highest-performing STR properties are typically 1–2 bedroom apartments and condos near downtown. Guests in urban markets prioritize location, walkability, and modern amenities. The most efficient segment by revenue-per-dollar-invested is typically the 2-bedroom category.
What is the best season for Airbnb in New York?+
New York sees peak STR demand during spring (March–May) and fall (September–October). During peak season, top properties can command rates 15% above their annual average. Demand remains relatively stable throughout the year, with only moderate seasonal variation.
How much does it cost to buy an STR investment property in New York?+
The median home value in New York is approximately $1,150,000. With a 20% down payment, you'd invest roughly $265K in cash (including closing costs and setup). At the market-average revenue of $64,900/year, a property at median value would generate a gross revenue yield of approximately 5.6%. Use this calculator to model your specific purchase price, financing terms, and expense assumptions.
How does New York compare to other STR markets?+
New York performs above the national average for STR revenue. The $287 ADR is above the national STR average of roughly $185. For comparison, markets like Aspen and Malibu exceed $450 ADR but require significantly higher acquisition costs. New York offers a strong combination of revenue potential and market accessibility.
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