Ocean City, MD Short-Term Rental ROI Calculator

Ocean City, MD is an accessible US STR markets. With an average daily rate of $187 and 47% occupancy, the average listing earns approximately $32,200 per year. Market performance varies significantly by property type, location within the city, and management quality — this calculator helps you model your specific scenario.

The average STR listing in Ocean City generates approximately $32,200 in gross annual revenue at a $187 average daily rate and 47% occupancy. Top-performing listings with premium amenities, strong reviews, and professional management can earn 30–50% above the market average. After platform fees (3–5%), cleaning costs, and other expenses, net revenue typically ranges 60–75% of gross.

The market-average occupancy in Ocean City is approximately 47%. New listings typically underperform the market average for the first 3–6 months while accumulating reviews. Properties with professional photography, competitive pricing, and consistently high ratings can reach 59–65% occupancy. This market is highly seasonal — plan for meaningful variation between peak and off-peak months.

Regulatory risk in Ocean City is rated Low. Ocean City currently has minimal STR regulation, making it investor-friendly from a compliance standpoint. Always verify current requirements — local policies can change. Regulations change frequently; always confirm current rules with local authorities.

In Ocean City, the highest-performing STR properties are typically 3-bedroom beach houses and condos with ocean views. Guests in Ocean City prioritize proximity to key attractions, unique character, and outdoor space. The premium segment by revenue-per-dollar-invested is typically the 2-bedroom category.

Ocean City sees peak STR demand during June through August. During peak season, top properties can command rates 58% above their annual average. The off-peak period sees materially lower rates and occupancy — conservative underwriting should assume 40–50% of peak revenue during the slowest months.

The median home value in Ocean City is approximately $445,000. With a 20% down payment, you'd invest roughly $102K in cash (including closing costs and setup). At the market-average revenue of $32,200/year, a property at median value would generate a gross revenue yield of approximately 7.2%. Use this calculator to model your specific purchase price, financing terms, and expense assumptions.

Ocean City offers accessible entry points relative to premium coastal markets. The $187 ADR is near the national STR average of roughly $185. For comparison, markets like Aspen and Malibu exceed $450 ADR but require significantly higher acquisition costs. Ocean City offers a lower barrier to entry with reliable occupancy fundamentals.